Effective Date: January 1, 2026. Last Revised: March 2026.
At CRDPay (“we,” “our,” or “us”), accessible via crdpay.com, we consider the privacy and security of our visitors paramount. This Privacy Policy outlines the types of information we collect, how it is used, and the strict technical safeguards we apply to ensure your personal data remains protected.
1. Client-Side Calculation Processing: No Financial Data Collection
CRDPay does NOT collect, transmit, store, or monitor the numerical inputs you enter into any calculator, converter, or financial tool.
All calculations—including loan balances, salaries, interest rates, mortgage parameters, and tax brackets—are processed locally within your web browser using client-side JavaScript. Because these operations never contact our web servers, your financial figures remain strictly confidential to your local device.
2. Technical Server Logs & Hosting Analytics
Like virtually all modern web properties, our hosting infrastructure automatically logs standard technical connection data when you request a webpage. This may include:
- Internet Protocol (IP) address (used solely for security filtering and rate limiting).
- Browser type, language, and operating system.
- Referring URLs and timestamps of page requests.
- Resource response status codes and byte sizes.
These server logs are collected strictly for network administration, DDoS mitigation, and operational diagnostics. They are never combined with personally identifiable information.
3. Cookies and Browser Local Storage
We use essential cookies and browser local storage strictly to ensure site stability, remember user interface preferences (such as light/dark mode toggles or input unit preferences), and prevent automated spam on contact forms. For detailed information on managing cookie preferences, see our Cookie Policy.
4. Contact Form Communications
If you voluntarily choose to contact us through our Contact Form or via direct email, we collect your name, email address, and message content to fulfill your inquiry. This information is retained solely for customer support and editorial corrections and is never shared, rented, or sold to third-party marketing entities.
5. Your Rights Under GDPR & CCPA/CPRA
Under international privacy frameworks including the General Data Protection Regulation (GDPR) and the California Consumer Privacy Act (CCPA/CPRA), visitors possess legal rights regarding their personal data, including the right to request access, correction, or deletion of communications. Because CRDPay does not maintain user account registries or store calculator inputs, we hold zero persistent personal financial profiles. To exercise rights regarding submitted messages, contact [email protected].
6. External Links & Third-Party Platforms
Our educational guides may include references or links to authoritative government websites, statutory bodies, or financial institutions. We do not control and are not responsible for the privacy practices of external domains. We encourage users to review the privacy documentation of any external site they visit.