Effective Date: January 1, 2026. Last Revised: March 2026.
Transparency is foundational to our relationship with users. This disclosure describes our monetization practices and operational funding model.
1. Independent Mathematical Integrity
Calculators on CRDPay are never modified, biased, or influenced by affiliate partnerships or advertisers.
Mathematical calculations (such as loan interest, amortization periods, or tax percentages) produce objective, verifiable results governed strictly by mathematical formulas. No partner can pay to alter formula outputs, promote favorable rates, or distort results.
2. Compensation & External Links
To fund continuous platform development, server infrastructure, and mathematical research, CRDPay may include affiliate links or context-appropriate advertising. If you choose to click an external affiliate link and open an account or purchase a service, CRDPay may receive a referral commission at no additional cost to you.
3. Clear Labeling
Any content containing commercial affiliate relationships or sponsored elements is clearly identified with prominent disclosure notices in compliance with Federal Trade Commission (FTC) guidelines.